The decision by the U.S. Federal Reserve to cut interest rates at its September 2025 meeting is good news for commercial borrowers in more ways than one. Not only will the 25-basis point reduction in the Fed Funds Rate lower base rates on loans, but recent data also suggests that the prospect of additional Fed easing might influence lower spreads on floating rate commercial and industrial loans, per the Q3 Commercial Lending Market Insight from Crisil Coalition Greenwich.









